How Do I Claim For Compensation After The Event?

Brought to you by our friends at Guardian Legal

Typically, making a claim for compensation isn’t a very regular occurrence so can often seem to be an overwhelming and confusing experience for those involved. But this can all be made clearer through talking to the right people and taking on-board the appropriate advice. Insurance is an overarching topic, so it should begin by narrowing down your reason for claiming in the first place. Was it a personal injury? If so, who is at fault? And where did the accident take place?

Personal Injury: A Brief Outline On After the Event Insurance

If you have suffered a personal injury then you’re most likely going to need to take out an ATE insurance cover. You may have had an accident at the fault of something or someone else therefore a claim is to be made against the accused in question. This could be anything from clinical negligence to a trip/slip in the workplace. After the event insurance safeguards both individuals and organisations that are involved in any litigation. As the claimant you’re looking to protect your amenities and receive payment for any misfortune. It may be that you’re badly injured and need a sufficient amount of time off work; in which case you can be covered for the costs you’ll be losing out on. Most applications for after the event insurance are free, with legal services on hand to assist in collecting all necessary evidence in order to reach a successful claim.

Seeking Litigation

With regards to businesses needing to open up a case followed my court proceedings, the funding for such lawsuits is both costly and time consuming. This is where the ability of a third-party providing the finance lends a helping hand – mainly confined to commercial cases. It allows a business to take a case to court and fight for justice, when otherwise they can’t afford to pay the hefty legal bills. Litigation funders cover all the finances of bringing a litigation case and in return, they take back their initial investment as well as a return percentage of the proceeds (if the case is to successfully win).

For businesses: Assisted funding will be of great advantage to a business as there will be no need for cash to be passed through or diverted from the business in order to pay the fees.

For the individual: You don’t have to put yourself at risk or be forced to sell important assets in order to to pay the legal costs.

Finding A Solicitor

It’s important that you don’t rush into acquiring solicitor’s advice as it’s costly and you may find they don’t always have the claimant’s interests in mind. Research is essential – shop around online to see whether or not they have been positively reviewed or even better ask your family & friends. Word of mouth is the best to put your trust in as you can listen to their previous experiences and make an informed decision.

This article is written by Paul Henderson, who writes extensively on the topic of insurance for Guardian Legal Services LTDClick here for more information on how to claim for compensation after the event.



July 22, 2013 · Tim Kevan · No Comments
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